Business

Halal finance for UK businesses. We buy it, you repay from your sales.

Up to £200,000 for equipment, vehicles, fit-out and stock. We buy it, add one fixed trading profit, and sell it to you. You repay from your sales over an agreed term, more on busy days, less on quiet ones. No hidden fees.

Join the waitlist WhatsApp us

Subject to status. Open to any UK business, whatever you believe.

FCA authorised Audited against AAOIFI standards Built by the founders of Alif, 10 million+ customers Trustpilot

Growing a business takes cash you don't have yet.

A new van, a second till, a bigger stock order before your busy season. We buy what you need from your supplier and you pay us back as the money comes in.

Equipment and machinery

Coffee machines, ovens, salon chairs, printers, CNC routers, gym kit.

Vehicles and vans

Delivery vans, trade vans, cargo bikes, refrigerated vehicles.

Shop and office fit-out

Counters, seating, signage, flooring, lighting, refrigeration.

Stock and inventory

Bulk orders from your wholesaler or manufacturer, seasonal stock, packaging.

IT, software and tills

EPOS, laptops, tablets, servers, business software licences.

Tools and trade kit

Power tools, scaffolding, diagnostic equipment, specialist instruments.

How it works

We don't lend you money. We buy the goods and sell them to you with one fixed trading profit.

  1. 1

    Tell us what you need

    Apply in 5 minutes with a quote from your supplier. Soft check only, no impact on your credit score.

  2. 2

    We buy it

    Ayan pays your supplier directly and takes ownership of the equipment or stock.

  3. 3

    We sell it to you

    At cost plus one fixed trading profit, agreed in writing before you sign. It never changes.

  4. 4

    You repay from your sales

    Your sales land in your free Ayan account and the agreed share goes towards repayment automatically, until it's cleared within your agreed term.

Example

£50,000 of equipment

Illustration only. Your fixed trading profit, share of sales and term are agreed in writing before you sign.

Our fixed trading profit
£6,000
Total to repay
£56,000
Share of sales
12%
Agreed term
12 months

A busy month repays more, a quiet month repays less. The total stays £56,000 and is cleared within the agreed term. Subject to status.

Get early access

Be first in line when we launch.

Here's what happens after you join:

  1. 1 Join the list. A few seconds, no documents.
  2. 2 We call you before launch to understand what you need and pre-approve where we can.
  3. 3 You're first through the door on launch day, with your finance ready to go.

Refer another business and move up the list.

Finance subject to status.

After joining you'll see your place in the queue and get a link to share on WhatsApp.

Questions?
Answers.

Up to £200,000 for equipment, vehicles, fit-out and stock, subject to status.
An agreed share of your sales goes towards repayment automatically, from your Ayan account, until the total is cleared. You agree the share and the term before you sign. Busy weeks repay more, quiet weeks less, and the total never changes.